Why title insurance?

A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowner's or hazard insurance protects against loss from fire, theft or wind damage. Flood insurance protects against rising water. And a unique coverage known as title insturance protects against hidden title hazards that may threated your financial investment in your home.

House

Hidden Title Hazards

In spite of all the expertise and dedication that go into a title search and examination, hidden hazards can emerge after closing resulting in unpleasant and costly surprises. Title insurance offers financial protection against these and other covered title hazards. The title insurers will pay for defending against attacks on the title as insured, and will either perfect the title or pay valid claims—all for a one time charge at closing.

Forged Signature

A forged signature on the deed prohibiting transfer of ownership

Unknown Heir

An unknown heir of a previous title holder claiming ownership

Expired or Fabricated Power of Attorney

Instruments executed under an expired or fabricated power of attorney

Public Records Mistakes

Mistakes in the public records

View costs and fees

Seller Fees:

  • Settlement or closing Fees: $550.00
  • Deep Preparation: $115.00
  • Release (per deed of trust): $93.00
  • Electronic File Storage: $9.00
  • Overnight Mail: $25.00

Buyer Fees:

  • Settlement Fees: $575.00
  • Includes the following:
  • Settlement or Closing Fees, Title Abstract, Title Examination, Title Binder, Electronic File Storage, Release, Overnight/Courier fees

Additional Items:

  • Power of Attorney: $115.00
  • Deed: $115.00
  • Survey: Call for a quote

Refinance Fees:

  • Settlement Fees: $650.00
  • Includes the following:
  • Settlement of Closing Fees, Title Abstract, Title Examination, Title Binder, Electronic File Storage, Release, Overnight/Courier fees

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